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Masrur Odinaev
The computations involved information from 4,238 commercial banks and thrifts that were part of the FDIC system and released financial reports.
Their earnings from April to June rose by 12% compared to the last quarter. Furthermore, most financial institutions (69%) showed an increase in profits.
The mean return on assets (ROA) in Q2 stood at 1.37%, in contrast to 1.26% during January-March of this year and 1.14% from April-June 2025.
In the second quarter, banks' net interest income rose by $5.3 billion (2.8%) from the prior three months, while non-interest income grew by $5.5 billion (6.1%). The typical net interest margin (the gap between earnings on assets and deposit rates) rose by 1 basis point to 3.32%.The overall volume of assets in the banking sector during the second quarter reached $26.5 trillion, reflecting a 1.2% increase from the prior quarter and a 5.9% rise compared to a year ago.
The amount of loans on banks' balance sheets rose by 1.8% from April to June when compared to the prior three months, totaling $13.9 trillion. Total deposits rose by $142.7 billion (0.8%), marking the eighth straight quarter of growth, as stated in the report.
At the end of June, there were 47 problem banks in the US, a decrease from 54 three months prior. This marks the lowest point in three years.
source: bloomberg.com
Their earnings from April to June rose by 12% compared to the last quarter. Furthermore, most financial institutions (69%) showed an increase in profits.
The mean return on assets (ROA) in Q2 stood at 1.37%, in contrast to 1.26% during January-March of this year and 1.14% from April-June 2025.
In the second quarter, banks' net interest income rose by $5.3 billion (2.8%) from the prior three months, while non-interest income grew by $5.5 billion (6.1%). The typical net interest margin (the gap between earnings on assets and deposit rates) rose by 1 basis point to 3.32%.The overall volume of assets in the banking sector during the second quarter reached $26.5 trillion, reflecting a 1.2% increase from the prior quarter and a 5.9% rise compared to a year ago.
The amount of loans on banks' balance sheets rose by 1.8% from April to June when compared to the prior three months, totaling $13.9 trillion. Total deposits rose by $142.7 billion (0.8%), marking the eighth straight quarter of growth, as stated in the report.
At the end of June, there were 47 problem banks in the US, a decrease from 54 three months prior. This marks the lowest point in three years.
source: bloomberg.com
